Competitive Rates to Help You Reach Your Financial Dreams

At FinancialEdge Credit Union, you'll find that we offer competitive rates on auto, RV, and other loans to help you finance the vehicle, business, or adventure you've been dreaming of. Plus, with great rates on savings, checking, and more, you'll be able to reach your financial goals faster!

Click on an option below to view rates for our products and services.

Loan Rates

Loans

Automobiles, Cars, Trucks, SUVs
Effective Date: Monday, May 29th, 2023
APR*	Maximum Term
Auto Loans Secured - 2022 and Newer
As Low As 5.25	25 Months
As Low As 5.49	37 Months
As Low As 5.49	66 Months
As Low As 6.00	75 Months
As Low As 6.49	84 Months
Auto Loans Secured - 2021-2016
As Low As 5.50	25 Months
As Low As 5.74	37 Months
As Low As 5.74	66 Months
As Low As 6.25	75 Months
As Low As 6.74	84 Months
Auto Loans Secured - 2015- Older
As Low As 7.25	61 Months
Classic Vehicle Loans Secured
As Low As 6.75	61 Months
As Low As 7.00	73 Months
As Low As 7.25	84 Months
As Low As 7.50	121 Months

Motorcycles, ATVs, UTVs and Other Titled Secured Loans
Effective Date: Monday, May 29th, 2023
APR*	Maximum Term
Secured - 2016 and Newer
As Low As 6.75	37 Months
As Low As 7.00	66 Months
As Low As 7.25	75 Months
As Low As 7.50	84 Months**
Secured - 2015 and Older
As Low As 7.75	66 Months
As Low As 8.25	75 Months
As Low As 8.75	84 Months

Personal Boats, RVs and Travel Trailers
Effective Date: Monday, May 29th, 2023
APR*	Maximum Term
Secured - 2016 and Newer
As Low As 6.75	37 Months
As Low As 7.00	66 Months
As Low As 7.25	75 Months
As Low As 7.50	84 Months
As Low As 8.00	121 Months
As Low As 7.50	5 Year Balloon
Secured - 2015 and Older
As Low As 7.75	66 Months
As Low As 8.25	75 Months
As Low As 8.75	84 Months
As Low As 9.25	121 months
As Low As 9.00	5 Year Balloon

Personal Snowmobiles, Trailers, Jet Ski and Lawn & Garden Equipment Loans
APR*	Maximum Term
Secured - 2016 and Newer
As Low As 7.25	25 Months
As Low As 7.50	49 Months
As Low As 7.75	61 Months
Secured - 2015 and Older
As Low As 8.25	25 Months
As Low As 8.50	49 Months
As Low As 8.75	61 Months

Personal Unsecured Loans
Effective Date: Monday, May 29th, 2023
Loan Type	Interest Rate*	Maximum Term
Signature Loans	As Low As 9.25% APR	25 Months
Signature Loans	As Low As 9.50	36 Months
Signature Loans	As Low As 10.00	43 Months
Signature Loans	As Low As 10.25	61 Months
Revolving Loans	11.50% APR	Open Term
MasterCard Low Rate	As Low As 8.90% APR	N/A
MasterCard Rewards	As Low As 12.90	N/A
Credit Builder Loan
Credit Builder	16.00	24 Months

Other Personal Loans
Effective Date: Monday, May 29th, 2023
Account Type	APR*	% Financed	Maximum Term
Share Secured	Rate + 3.50%	100.00%	121 Months
CD Secured	CD Rate + 3.50%	100.00%	CD term ( or rate will be adjusted to reflect new rate of CD if extended at maturity)

* APR = Annual Percentage Rate based on secured collateral 2013 and newer (not including loan specials) and is subject to change. Separate rates available for refinancing for existing FinancialEdge loans. Actual rate will be based on applicant’s creditworthiness and may vary from that shown. Not all members will qualify. Check with the loan department for additional terms and current loan rates.

** Loans with a term of 84 months or more require a minimum of $20,000 borrowed. 5 year balloon loans are generally offered for boats, RVs, travel trailers and classic vehicles when $20,000 or more is financed. Maximum term to amoritize balloon loans is 180 months.

Deposit Rates

Deposit Account Rates

Savings Accounts
Effective Date: Monday, May 29th, 2023
Account Type	Interest Rate*	APY†	Minimum Opening Balance	Minimum Balance for Dividend	Div. Period Compounded & Credited
MyLife Savings
Qualifying: $0.01 - $100,000.00	3.00%	3.04%	N/A	N/A	Monthly
Qualifying: $100,000.01 or more	0.02%	0.02% - 3.04%	N/A	N/A	Monthly
Non-Qualifying	0.02%	0.02%	N/A	N/A	Monthly
________________________________________________________________
Member Savings	0.02%	0.02%	$5.00	$25	Quarterly
Christmas Club	0.02%	0.02%	$0.00	$25	Quarterly
Secondary Savings	0.02%	0.02%	$0.00	$25	Quarterly
MyJourney Account	0.52%	0.52%	$5.00	$25	Quarterly

Checking Accounts
Effective Date: Monday, May 29th, 2023
Account Type	Interest Rate	APY†	Minimum Opening Balance	Minimum Balance for Dividend	Div. Period Compounded & Credited
MyLife Gets Interest
	0.05%	0.05%	$25.00	N/A	Quarterly
MyLife Gets Premier Interest
$1,500.00 or more	0.15%	0.15%	$25.00	N/A	Quarterly
$0.01 - $1,499.99	.02%	.02%	$25.00	N/A	Quarterly
MyLife Free Checking	N/A	N/A	$25.00	N/A	N/A

High Yield Accounts
Effective Date: Monday, May 29th, 2023
Account Type	Interest/Dividend Rate	APY+ -Variable	Minimum Opening Balance	Minimum Balance for Dividend	Div. Period Compounded & Credited
High Yield 2.5
$0.00 - $2,499.99	0.00%	0.00%
$2,500 - $9,999.99	0.10%	0.10%	$2,500.00	$2,500	Monthly
$10,000 - $24,999.99	0.12%	0.12%
$25,000 and up	0.15%	0.15%
High Yield 25
$0.00 - $24,999.99	0.00%	0.00%
$25,000 - $49,999.99	0.15%	0.15%	$25,000.00	$25,000	Monthly
$50,000 - $74,999.99	0.17%	0.17%
$75,000 and up	0.20%	0.20%
High Yield 75
$0.00 - $74,999.99	0.00%	0.00%
$75,000 - $99,999.99	0.20%	0.20%	$75,000.00	$75,000	Monthly
$100,000 - $149,999.99	0.25%	0.25%
$150,000 - $199,999.99	0.30%	0.30%
$200,000 and up	0.30%	0.30%
Premium High Yield
$0 - $24,999.99	0.00%	0.00%
$25,000 - $49,999.99	1.49%	1.50%	$25,000.00	$25,000	Monthly
$50,000 - $99,999.99	1.59%	1.60%
$100,000 - $499,999.99	3.30%	3.35%
$500,000 and up	3.30%	3.35%

IRA Savings
Effective Date: Monday, May 29th, 2023
Account Type	Rate	APY†	Minimum Opening Balance	Min. Required Balance for Div./Int.	Div. Period Compounded & Credited
Traditional and Roth
$0.00 - $99.99	0.00%	0.00%
$100 - $9,999.99	0.10%	0.10%	$100.00	$100.00	Monthly
$10,000 - $49,999.99	0.12%	0.12%
$50,000 - $99,999.99	0.17%	0.17%
$100,000 and up	0.20%	0.20%

Certificates of Deposit
Effective Date: Monday, May 29th, 2023
Term	Rate	APY†	Minimum Opening Balance	Min. Required Balance for Div./Int.	Div. Period Compounded & Credited
6 Month	0.75%	0.75%	$1,000.00 ($100 for minors)	$1,000.00 ($100 for minors)	Monthly
11 Month - Special	3.74%	3.80%	$50,000.00	$50,000.00	Monthly
11 Month - Special	4.22%	4.30%	$100,000.00	$100,000.00	Monthly
12 Month	0.85%	0.85%	$1,000.00	$1,000.00	Monthly
13 Month - Special	3.00%	3.04%	$10,000.00***	$10,000.00***	Monthly
18 Month	0.95%	0.95%	$1,000.00	$1,000.00	Monthly
24 Month	1.24%	1.25%	$1,000.00	$1,000.00	Monthly
36 Month	1.44%	1.45%	$1,000.00	$1,000.00	Monthly
48 Month	1.64%	1.65%	$1,000.00	$1,000.00	Monthly
60 Month	1.83%	1.85%	$1,000.00	$1,000.00	Monthly
$100,000.00 Minimum CD Rates
6 Month	0.75%	0.75%	$100,000.00	$100,000.00	Monthly
12 Month	0.85%	0.85%	$100,000.00	$100,000.00	Monthly
18 Month	0.95%	0.95%	$100,000.00	$100,000.00	Monthly
24 Month	1.24%	1.25%	$100,000.00	$100,000.00	Monthly
36 Month	1.54%	1.55%	$100,000.00	$100,000.00	Monthly
48 Month	1.74%	1.75%	$100,000.00	$100,000.00	Monthly
60 Month	1.93%	1.95%	$100,000.00	$100,000.00	Monthly

†APY = Annual Percentage Yield. Minimum balance required to open the account. Interest calculated by the daily balance method.

***Minimum opening balance and minimum required balance for interest for minors is $100.

For Interest/Dividend bearing accounts, fees could reduce earnings.

Rates fixed for the term of the certificate. A penalty may be imposed for early withdrawal. Save To Win minimum balance $25.

Business Deposit Rates

Business Center

Business Accounts
Effective Date: Monday, May 29th, 2023
Account Type	Rate	APY†	Minimum Opening Balance	Min. Required Balance for Div./Int.	Div. Period Compounded & Credited
Member Business Savings	0.02%	0.02%	$5.00	$25.00	Quarterly
MyBusiness Gets Interest Checking	0.20%	0.20%	$25.00	$0.00	Quarterly
MyBusiness Free Checking	N/A	N/A	$25.00	$0.00	N/A
Business High Yield Savings
$0 - $2,499.99	0.00%	0.00%
$2,500 - $24,999.99	0.10%	0.10%	$2,500.00	$2,500.00	Monthly
$25,000 - $49,999.99	0.15%	0.15%
$50,000 - $99,999.99	0.20%	0.20%
$100,000 - $249,999.99	0.25%	0.25%
$250,000 and up	0.30%	0.30%

*APY = Annual Percentage Yield. Subject to change.

Mortgage Rates

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