Flexible Financing for You
Lifestyle (Personal) Loans, sometimes called Signature Loans, are a great way to fund a special purchase, consolidate debt, or cover a major expense. We offer secured and unsecured personal loans. Our signature loans do not require collateral. Just your good name, a good credit score, and a promise to pay us back.
What is a Personal, or Signature Loan?
It is a type of unsecured personal loan offered by a financial institution. The primary requirement of these loans is the borrower’s signature and their promise to pay. Most institutions also check a borrower’s credit score, and some may require a loan cosigner.
Signature loans are a kind of unsecured term loan which means that this loan isn’t secured by collateral, like a borrower’s car loan or home mortgage. The term requires that the loan is paid off during a predetermined timeframe, which is typically through monthly payments during the duration of the loan term.
Use a Personal Loan for almost anything, including:
- Car repairs
- Education costs (Student Loans are also available)
- Medical bills
- Debt consolidation
- Elective surgery
Use our personal loan calculator to determine your payments.
Benefits of a FinancialEdge Personal Loan
- Fixed payments and payment schedules
- Competitive interest rates
- No application fees
- Both secured and unsecured Personal Loans available
- No collateral required on Signature Loans, just your good name, a good credit score and a promise to pay the loan back
Don't wait! Apply for a personal loan with FinancialEdge today to help you reach your financial goals, whatever they may be. Apply online now by clicking the button below, visit your nearest branch, call 989-892-6088, or email us with questions.