FIND A LITTLE Joy WITH OUR
Holiday Skip-a-Pay

We know juggling family, friends, and finances during the busy holiday and winter season can be hard, so let FinancialEdge Credit Union help make things a little easier this year! Find joy in skipping your qualifying* loan payments with our Holiday Skip-A-Pay. Keep the cash that would’ve been your November OR December loan payment for your personal and/or vehicle loans, and do something fun or help pay for extra expenses during this holiday season!

It’s easy to request your Holiday Skip-a-Pay for a small fee on your qualifying loan(s). Just complete and mail, or bring the form below to any FinancialEdge Credit Union office, and we’ll process your request right away. All eligible requests must be received by the 31st of October (for November payments) or the 30th of November (for December payments).

To learn more, verify your eligibility below or get in touch with us. To ensure your loan is eligible, please ensure you check our skip-a-pay loan type exclusions.

Do I qualify?

We encourage financial responsibility, so your loan needs to be in good standing to use Skip-a-Payment. Ensure you meet the following criteria:

• All of my loans are current
• I am not trying to skip my very first payment on any loan
• The loan(s) I am trying to skip are at least 3 months old
• I have the $25 skip-a-pay fee(s) available
• I am not trying to skip the same loan payment more than 2 times in a calendar year

Non-Eligible loans:

• Mortgages
• Credit Cards
• Home Equity Loans (any type)
• Any Loans with CPI
• Revolving/Open End Loans (any type)
• Troubled Debt Restructured Loans

When you're ready to get started, download and print the skip-a-pay form below and mail it in when complete. If you'd rather complete one in-person, we have some available at either of our office locations.

Skip-a-Pay form to print  

Online Skip-a-Pay Form

*Eligibility requirements include all loans must be current, first payment on any loan cannot be skipped, eligible loans must be at least 3 months old, $25.00 skip-a-pay fee(s) must be available. Non-eligible loans include mortgages, credit cards, home equity loans, any loans with CPI, revolving/open end loans of any type and troubled debt restructured loans.

** To skip a holiday payment(s), the 2023 Holiday Skip-A-Payment Program form must be filled out and received by October 31, 2023 (for November Payments) or November 30, 2023 (for December payments). Forms received after the November 30th deadline will not be eligible for skips.