2022 Holiday Skip-A-Payment
Enjoy the festivities of the holiday season without the worry of what’s in your wallet. Take a break from your qualifying* November or December Loan payment(s) with our Holiday Skip-A-Pay. To get started, give us a call at (989) 892-6088, stop into one of our branches, or choose one of our remote options below!
Text "SKIP" to (989) 892-6088
Do I Qualify?
We encourage financial responsibility, so your loan needs to be in good standing to use Skip-a-Payment. Ensure you meet the following criteria:
- All of my loans are current
- I am not trying to skip my very first payment on any loan
- The loan(s) I am trying to skip are at least 3 months old
- I have the $25 skip-a-pay fee(s) available
- I am not trying to skip the same loan payment more than 2 times in a calendar year. (Example: if you skipped your January (Holiday) payment and July (Summer) payment, you would not be eligible to skip your December (Holiday) payment of the same year.)
- Credit Cards
- Home Equity Loans (any type)
- Any Loans with CPI
- Revolving/Open End Loans (any type)
- Troubled Debt Restructured Loans
PLEASE NOTE: To skip a holiday monthly payment(s), this form must be received by October 31 (for November payments) or November 30 (for December payments). FORMS RECEIVED AFTER THESE DEADLINES WILL NOT BE ELIGIBILE FOR SKIPS.
*Eligibility requirements include all loans must be current, first payment on any loan cannot be skipped, eligible loans must be at least 3 months old, $25.00 skip-a-pay fee(s) must be available. Non-eligible loans include mortgages, credit cards, home equity loans, any loans with CPI, revolving/open end loans of any type and troubled debt restructured loans. To skip a holiday monthly payment(s), the 2022 Holiday Skip-A-Payment Program form must be filled out and received by October 31, 2022 (for November Payments) or November 30, 2022 (for December payments). Forms received after the November 30th deadline will not be eligible for skips.
Need some extra dough this holiday season? Apply for a Holiday Loan! With rates as low as 8.75% APR*, terms as low as 12 months, and our easy application process you man manage your holiday spending in a responsible way while keeping the holidays merry and bright.
What are the benefits of a FinancialEdge Personal Loan?
- Fixed payments and payment schedules
- Competitive interest rates
- No application fees
To Get Started:
Text "DOUGH" to (989) 892-6088
*APR = Annual Percentage Rate based on 12 month term as of 11/22/2022 and is subject to change. Actual rate will be based on applicant’s creditworthiness and may vary from that shown. Separate rates available for refinancing of existing FinancialEdge CU loans. Check with loan department for additional terms and current loan rates.