Related Links
Save BIG with additional rate discounts
Put a minimum 20% down and save 0.25% APR
Make your payment by payroll deduction and subtract an
additional 0.25% APR if you are a FinancialEdge Premier Checking member
You could SAVE up to 0.75% off your Qualified Loan Rate!***
| Automobiles, Cars, Trucks, SUVs | |
| Effective Date: Thursday, June 20th, 2013 | |
| APR* | Maximum Term |
| 2.50% | 60 Months SPECIAL***, 2009 & newer |
| 3.50% | 60 Months SPECIAL***, 2005 - 2008 |
| 3.25% | Up to 24 Months |
| 3.50% | 36 Months |
| 3.75% | 60 Months |
| 4.00% | 72 Months |
| 4.50% | 84 Months |
| Boats, Motorcycles, RVs, Classic Vehicles, Travel Trailers and Other Secured Loans | |
| Effective Date: Thursday, June 20th, 2013 | |
| APR* | Maximum Term |
| 3.75% | up to 60 Months |
| 4.00% | 72 Months |
| 4.25% | 84 Months |
| 5.25% | 120 Months** |
| 5.00% | 5 Year Balloon** |
| ATVs, Personal Watercraft, Snowmobiles, Trailers, Lawn & Garden Equipment and Other Secured Loans | |
| APR* | Maximum Term |
| 4.50% | Up to 24 Months |
| 4.75% | 48 Months |
| 5.00% | 60 Months |
| Other Personal Loans | |||
| Effective Date: Thursday, June 20th, 2013 | |||
| Account Type | Interest Rate | % Financed | Maximum Term |
| Share Secured | Rate + 3.50% | 100.00% | 120 Months |
| CD Secured | CD Rate + 3.50% | 100.00% | Term of the CD |
* APR = Annual Percentage Rate based on secured collateral 2006 and newer (not including loan specials) and is subject to change. Separate rates available for refinancing for existing FinancialEdge loans. Rate is determined by Performance Plus lending system. Check with the loan department for additional terms and current loan rates.
** Boat, Travel Trailers and RV loans and other big ticket items when $20,000 or more is financed.
*** Discount not available on loan SPECIALS, Mortgage, HELOC and VISA.
| Personal Unsecured Loans | ||
| Effective Date: Thursday, June 20th, 2013 | ||
| Loan Type | Interest Rate* | Maximum Term |
| Signature Loans | 7.75% APR | 24 Months |
| Revolving Loans | 10.00% APR | Open Term |
| VISA Platinum | 8.90% APR | N/A |
VISA Disclosure and Rate information
| VISA Platinum | |
| Balance Transfer Cash Advance Penalty |
|
| Variable Rate Information | Not applicable |
| Grace period for repayment of balances and purchases | You have 25 days to repay your balance before a finance charge will be imposed. |
| Method of computing the balance for purchases | Average Daily Balance including new purchases |
| Annual Membership Fee | None |
| Minimum Finance Charge | $0.00 |
| Transaction Fee for Purchases | $0.00 |
| Transaction Fee for Cash Advances | $0.00 |
| Late Payment Fee | up to $25.00 |
| Over-the-limit Fee | $0.00 |
*APR = Annual Percentage Rate. Rate is determined by Performance Plus lending system. Check with the loan department for more details.
Top ^
