fee schedules

Business Account Fee Schedule - effective as of 3/1/2010

Account Reconciliation	$20.00 per hour
Statement Copies	$1.00 per statement page
Domestic Wire Transfers	$15.00 per transfer
International Wire Transfers	$30.00 per transfer
Excess Transaction Fee (exceeding established activity limitations)	$25.00 per item
Bad Address	$2.00 per month after invalid address on file for 90 days
Return Item	$25.00 per item
NSF Fee (Paid or Returned)	$25.00 per item. A fee will be imposed for overdrafts created by check processing, ACH items, in-person withdrawals, ATM withdrawals, point-of-sale withdrawals, debit card purchases at retail merchants or by other electronic means, as applicable
Stop Payment Order	$25.00 per order
Check Copy*	$2.00 per copy
Check Printing	Varies - depending on style of check ordered
Reissue of ATM/Debit Card	$5.00 per reissue
Reissue of PIN #	$5.00 per reissue
Money Orders	$1.00 per money order
Cashier Checks	$1.00 per check - FREE for loan advance checks or amounts greater than $1,000.00
Coin Deposit	First $200 is free, over $200 is 2% + $10.00
Transaction Fee** Business Savings Essential 200 Business Checking Freedom 400 Business Checking Premium 500 Business Checking	$0.25 for every transaction over: 25 per month 200 per month 400 per month 500 per month
Account Maintenance Fee Freedom 400 Business Checking	$15.00 per month - waived if average collected balance is greater than or equal to $10,000
Account Maintenance Fee Premium 500 Business Checking	$25.00 per month - waived if average collected balance is greater than or equal to $20,000
Inactivity Fee - Business Savings & Essential 200 Business Checking	$5.00 or closure per month after 12 months inactive

* Check copies are available free online through ElectronicEdge, simply by viewing the image from your account history screen.

** Items included in Transaction Fee: (Debits & Credits)
Checks cleared or deposited - each item (check); ACH items cleared or deposited - each item;
Cash deposits or withdrawals; Account to Account Transactions; Overdraft Transfers; PIN based
POS and ATM transactions.

Personal Account Fee Schedule - effective as of 3/1/2010

Account Reconciliation	$20.00 per hour
Account Research	$25.00 per hour
Check Cashing (for non member)	$5.00 per check
Statement Copies	$1.00 per statement page
Domestic Wire Transfers	$15.00 per transfer
International Wire Transfers	$30.00 per transfer
Bad Address	$2.00 per month after invalid address on file for 90 days
Legal Process (garnishment, levy, etc.)	$25.00
Return Item	$25.00 per item
NSF Fee (Paid or Returned)	$25.00 per item A fee will be imposed for overdrafts created by check processing, ACH items, in-person withdrawals, ATM withdrawals, point-of-sale withdrawals, debit card purchases at retail merchants or by other electronic means, as applicable
Excess Transaction Fee (exceeding established activity limitations)	$25.00 per item
Stop Payment Order	$25.00 per order
Check Copy*	$2.00 per copy
Check Printing	Varies - depending on style of check ordered
Reissue ATM/Debit Card	$5.00 per reissue
Reissue of PIN #	$5.00 per reissue
Money Orders	$1.00 per money order
Cashier Checks	$1.00 per check - FREE for Plus & Premier Checking Accounts, loan advance, or for amounts greater than $1,000.00
Coin Deposit	First $200 free, 2% over $200, 6% non-member any amount
Minimum Balance Fee - Plus Checking	$5.00 if fall below minimum balance during month
Minimum Balance Fee - Premier Checking	$10.00 if fall below minimum balance during month
Inactivity Fee - Member Savings	$5.00 or closure per month - after 12 months dormant
Inactivity Fee - Basic Checking	$5.00 or closure per month - after 6 months dormant
Early Closure Fee	$5.00 if closed within 60 days of account opening
Late Payment Fee - Consumer Loans	$25.00 if payment is 30 days or more past due

Top ^