| Savings Accounts | |||||
| Effective Date: Saturday, May 18th, 2013 | |||||
| Account Type | Interest Rate* | APY* | Minimum Opening Balance | Minimum Balance for Dividend | Div. Period Compounded & Credited |
| Member Savings | 0.10% | 0.10% | $5.00 | $25 | Quarterly |
| Christmas Club | 0.10% | 0.10% | $0.00 | $25 | Quarterly |
| Secondary Savings | 0.10% | 0.10% | $0.00 | $25 | Quarterly |
| 1.10% | 1.10% | $5.00 | $25 | Quarterly | |
| 1.10% | 1.10% | $5.00 | $25 | Quarterly | |
| Checking Accounts | |||||
| Effective Date: Saturday, May 18th, 2013 | |||||
| Account Type | Interest Rate | APY* | Minimum Opening Balance | Minimum Balance for Dividend | Div. Period Compounded & Credited |
| Basic Checking | N/A | N/A | N/A | $0 | N/A |
| Plus Checking | 0.05% | 0.05% | $250.00 | $250 | Quarterly |
| Premier Checking | 0.10% | 0.10% | $1,500.00 | $1.500.00 | Quarterly |
| High Yield Accounts | |||||
| Effective Date: Saturday, May 18th, 2013 | |||||
| Account Type | Interest Rate | APY* | Minimum Opening Balance | Minimum Balance for Dividend | Div. Period Compounded & Credited |
| $0.00 - $2,499.99 |
0.00% | 0.00% | $2,500.00 | $2,500 | Monthly |
| $2,500.00 - $9,999.99 | 0.20% | 0.20% | $2,500.00 | $2,500 | Monthly |
| $10,000.00 - $24,999.99 | 0.23% | 0.23% | $2,500.00 | $2,500 | Monthly |
| $25,000.00 and up |
0.25% | 0.25% | $2,500.00 | $2,500 | Monthly |
| $0.00 - $24,999.99 |
0.00% | 0.00% | $25,000.00 | $25,000 | Monthly |
| $25,000.00 - $49,999.99 | 0.30% | 0.30% | $25,000.00 | $25,000 | Monthly |
| $50,000.00 - $74,999.99 | 0.33% | 0.33% | $25,000.00 | $25,000 | Monthly |
| $75,000.00 and up |
0.35% | 0.35% | $25,000.00 | $25,000 | Monthly |
| IRA Savings | |||||
| Effective Date: Saturday, May 18th, 2013 | |||||
| Account Type | Rate | APY* | Minimum Opening Balance | Min. Required Balance for Div./Int. | Div. Period Compounded & Credited |
| $0.00 - $99.99 |
0.00% | 0.00% | $100.00 | $100.00 | Monthly |
| $100.00 - $9,999.99 |
0.20% | 0.20% | $100.00 | $100.00 | Monthly |
| $10,000.00 - $49,999.99 | 0.25% | 0.25% | $100.00 | $100.00 | Monthly |
| $50,000.00 - $99,999.99 | 0.30% | 0.30% | $100.00 | $100.00 | Monthly |
| $100,000.00 and up |
0.35% | 0.35% | $100.00 | $100.00 | Monthly |
| Certificates of Deposit | |||||
| Effective Date: Saturday, May 18th, 2013 | |||||
| Term | Rate | APY* | Minimum Opening Balance | Min. Required Balance for Div./Int. | Div. Period Compounded & Credited |
6 Month |
0.40% | 0.40% | $1,000.00 | $1,000.00 | Monthly |
12 Month |
0.45% | 0.45% | $1,000.00 | $1,000.00 | Monthly |
18 Month |
0.50% | 0.50% | $1,000.00 | $1,000.00 | Monthly |
24 Month |
0.55% | 0.55% | $1,000.00 | $1,000.00 | Monthly |
36 Month |
0.75% | 0.75% | $1,000.00 | $1,000.00 | Monthly |
48 Month |
1.14% | 1.15% | $1,000.00 | $1,000.00 | Monthly |
60 Month (bump special) |
1.49% | 1.50% | $1,000.00 | $1,000.00 | Monthly |
6 Month |
0.40% | 0.40% | $100,000.00 | $100,000.00 | Monthly |
12 Month |
0.45% | 0.45% | $100,000.00 | $100,000.00 | Monthly |
18 Month |
0.50% | 0.50% | $100,000.00 | $100,000.00 | Monthly |
24 Month |
0.55% | 0.55% | $100,000.00 | $100,000.00 | Monthly |
36 Month |
0.75% | 0.75% | $100,000.00 | $100,000.00 | Monthly |
48 Month |
1.14% | 1.15% | $100,000.00 | $100,000.00 | Monthly |
60 Month (bump special) |
1.49% | 1.50% | $100,000.00 | $100,000.00 | Monthly |
*APY = Annual Percentage Yield. Minimum balance required to open the account. Interest calculated by the daily balance method.
** Rates fixed for the term of the certificate. A penalty may be imposed for early withdrawal. Minimum balance $100 for minors. Save To Win minimum balance $25.
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